Suomen Yrittäjät
Member benefits
Elo Insurance and occupational pension services

Pension insurance services

40% of entrepreneurs have chosen Elo as their partner for work pension. Let us assist you!

Statutory work pension insurance (YEL) is the most important insurance for entrepreneurs and the basis of their pension and social security. An appropriate income brings you security during your career, for example, as sickness allowance, parental leave, unemployment benefit and rehabilitation.

Your insurance cover is a top priority for us at Elo, so you can focus on what matters the most.

Insurance services and tools

Elo offers statutory pension insurances for self-employed people (YEL) and employees (TyEL).

You can easily compare the impact of your YEL income on your insurance premium, pension and social security with the YEL calculator.

Elo’s salary calculator allows you to easily estimate the total cost of hiring one or more employees. The salary calculator gives you an estimate on your TyEL contributions and salary expenses with just a few clicks.

You are always working with an expert in Elo’s services. You can easily manage your insurance related matters online, by phone or via email. We are open on weekdays at 8:00–17:00. tel. +358 (0)20 694 730 and email

Work ability and rehabilitation services for entrepreneurs

No business can succeed sustainably without a good wellbeing of the entrepreneur. We have studied the wellbeing of entrepreneurs since 2014 in collaboration with Suomen Yrittäjät in a study called Menesty yrittäjänä.

  • We also provide tips to support your work ability, as well as a Work Ability Toolkit that contains tools for surveying your company’s work ability risks and work ability management.
  • Elo’s services facilitate knowledge-based management and help your company take effective measures. We offer surveying tools, training courses, vocational rehabilitation and support by experts for companies of all sizes and in all stages of growth.
  • Elo’s vocational rehabilitation supports the entrepreneur’s ability to keep working. 71% of people who were rehabilitated by Elo returned to the labour market.

Corporate financing services

Elo’s corporate financing experts will help you in matters related to your company’s financing. We offer diverse financing options for companies of various sizes to support growth and internationalisation, corporate acquisitions and changes of ownership as well as investments.

Contact us: Corporate financing +358 (0)20 703 5843,

Commercial and residential premises rentals

Are you looking for office space, business premises, warehouse space or production facilities? Elo is a reliable partner for leasing commercial and residential premises.

Elo is a partner of Suomen Yrittäjät

Join our satisfied customer base, the most popular work pension company for entrepreneurs in Finland!

As a member of Suomen Yrittäjät you are entitled to many services and benefits!